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Validation: Creating Trust
Credit Reports

Credit Reports

Credit Bureau System is a ground-breaking, easy to implement Credit Bureau Solution. It serves as a platform for information exchange within the banking and non-banking sectors and provides organizations with the ability to store and distribute information and intelligence. CBS is an excellent solution for sharing information and increasing the value of data through the use of standardized decision-making tools. With CBS, we have leveraged the power of technology, execution and overall investment costs. With CBS, we have changed the Credit Bureau industry.

Credit Bureau Solution is a complex system created for the exchange of information about customers’ payment behavior between financial and non-financial institutions.

This solution is a very important tool for the financial position evaluation of both potential and existing customers of credit providers, insurance companies, mobile operators and other institutions.

The underlying shared database contains both historic and current information about payment behaviour of individuals, entrepreneurs and companies. The information can be extracted in a form of a simple or complex report, based on mutual exchange of information. Moreover, the reports are also completed with information from other available data sources.

Credit Bureau Solution was created according to the highest quality and security standards required by the banking sector and meets the strict criteria valid for the global register operators.

Each Iranian individual or legal entity has a credit report in the credit bureau and reporting system. There are different credit reports as the followings:

  1. Blank report:

Shows the inquiries that has been done from the credit bureau system about the individual or legal entity.

  1. Basic Report

  1. Standard Report

  1. Advanced report

  1. ID History

  1. Evaluation Report

  1. Cut-off Report

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